Baystate Financial Services
Duston Ladieu, CFP®, MST

Financial Representative
Senior Financial Planner

Welcome and thank you for visiting!

I believe success should not be measured solely by your financial well-being, but rather by your confidence in your future. My mission is to help you reach your financial goals through a relationship that is based on personalized, knowledgeable advice. This focus is designed to help you reach your goals while simultaneously helping ensure a healthy financial future.  My goal is to help you make smart choices about your money.

I hope you find this site informative and useful. Feel free to contact me if you would like more information about a particular product or service.

I look forward to hearing from you.

 

The recognition above has been awarded and approved by Medical Economics which is not affiliated in any manner with Baystate Financial or New England Securities.  This recognition has not been endorsed and/or approved by New England Securities Corp or Baystate Financial.  Based upon reader recommendation and other criteria determined by Medical Economics. It is independent from any services provided by Baystate Financial or NES. 

I am licensed and registered to offer products and services in [AZ, CO, CT, FL, MA, MD, ME, NC, NH, NJ, PA, RI, UT]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Strength and Stability

It’s times like these that set us apart. Keeping our promises

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Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

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Newsletters

HOT TOPIC: Why Global Investors Are Worried About European Debt

European officials are working on a bailout deal to help debt-laden Greece avoid default, but some are worried a broader eurozone financial crisis may be waiting in the wings. How likely is a Greek sovereign debt default, and how could it affect European and U.S. financial markets?

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Roth IRA Conversion Mistakes Can Be Costly

One popular way to fund a Roth IRA is by transferring assets from a traditional IRA or an employer-sponsored retirement plan. This type of transaction, called a Roth IRA conversion, is simple in theory but can be complicated in practice. If you make certain mistakes, you could lose some key advantages.

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